Loans

Terms for Loans

Statesville Jewelry and Loan has low interest rate loans. Many people aren’t aware that Statesville Jewelry and Loan offers better rates than most banks and credit cards. Therefore, Statesville Jewelry and Loan is a much better choice when looking for a small to mid-size loan. Statesville Jewelry and Loan is regulated by federal and state laws and must adhere to legal audit checks by federal, state, and local authorities. Statesville Jewelry and Loan abides by the Truth in Lending Act and therefore, you will receive in writing all terms of your loan.

Since Statesville Jewelry and Loan lends money by using collateral, you will need to have something of value to secure your loan. Once you have received an estimated value on your item, our expert associates will give you a pawn receipt that will include the details of your loan, including the loan amount, fees, expiration date, and the secured item details. All of our records will keep the make, model, and serial number of all property. Most loans are given up to 180 days (six months) for repayment. If a payment is not made on the item within 60 days past maturity of the original period, Statesville Jewelry and Loan will take ownership of your item.